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| Our Secure Shopping Cart powered by Americart®, which is a shopping cart server, a secure e-commerce solution with power and ease of use. |

| Our Real Time Credit Card Processing Gateway Supported by |

| EPC Market real time credit card processing gateway is using The Authorize.Net™ Virtual Terminal. It is a secure, browser-based interface that enables us to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. Virtual Terminal replaces standard authorization terminals or software, and provides the best solution for merchants who manually enter credit card transactions. To authorize credit card transactions, EPC Market has completed an electronic form that provides the Authorize.Net system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128-bit Secure Socket Layer (SSL) 3.0 technology and is sent to an Authorize.Net host server. The server then sends the data through the authorization network to the appropriate card issuer's bank using a secure, proprietary connection. When the process is complete -- this usually takes around three seconds -- EPC Market receives an authorization number, and the Authorize.Net server stores the transaction. Transactions are automatically settled each day and are typically funded within two to three business days. |
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